Brownsville, TX Home InsuranceHome insurance in Brownsville, TX
Parts of Brownsville are in mapped flood zones, and flooding isn't covered by a standard policy. Here's what to check.
Flood risk in Brownsville
Flooding is not covered by a standard homeowners policy anywhere in the country — it is a separate policy. Whether you are required to carry it depends on the zone your address falls in.
FEMA's current mapping for the Brownsville area shows Zone A, Zone AH, Zone AE alongside Zone X, which is the lower-risk designation.
Brownsville takes part in the National Flood Insurance Program but is not in the Community Rating System, so there is no community discount on flood premiums here.
Source: FEMA National Flood Hazard Layer; NFIP community 480103.
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